This project tries to understand bank financing to small and medium enterprises (SMEs). The project has been undertaken jointly at the Latin American and the Caribbean Region, the International Financial Corporation, the Finance and Private Sector Development Network, and the Development Economics Research Group of the World Bank Group. The main findings of the project are discussed in the summary paper available below. The other products of the study are also available in this site.

  Summary Paper:

Bank Involvement with SMEs: Beyond Relationship Lending 
Augusto de la Torre, María Soledad Martínez Pería, Sergio Schmukler

Other Outputs:

Bank Financing to SMEs: Survey Results from Argentina and Chile

Bank Financing to SMEs in Colombia - Report No. 41610-CO, December 2007

Bank Lending to SMEs: The Republic of Serbia

Bank Lending to SMEs: The Republic of Serbia - Attachment - Table and Graphs

World Bank Questionnaire on Bank Financing to SMEs (English Version) - December 8, 2006

World Bank Questionnaire on Bank Financing to SMEs (Spanish Version)

An Introduction to Credit Scoring for SMEs - Javier Marquez, February 2008

 Discussion by Prof. Gregory Udell, Kelley School of Business

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