The Finance Cluster of the Latin America and the Caribbean Region is working towards improving the Region's financial markets. Lending Projects are prepared in close collaboration with government authorities and stakeholders in the countries. Some examples are given below: Financial Sector Operations However, much assistance is offered via Analytical Work on the following Focus Areas: Access to Financial Services Banking Systems Capital Markets Development Insurance and Pensions Housing Finance Credit Reporting Systems (CRSs) Payment Systems and Remittances |