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IBRD aims to reduce poverty in middle-income and creditworthy poorer countries by promoting sustainable development through loans, guarantees, risk management products, and (non-lending) analytical and advisory services.

IBRD has three main business lines:

At its Annual Meeting in September 2006, the World Bank — with the encouragement of its shareholder governments — committed to make further improvements to these services within a year. The World Bank originally began a program to upgrade its services for middle-income countries — overhauling financial and risk management products, broadening the provision of free-standing knowledge services and making it easier for clients to deal with the Bank — in 2002. The latest commitment to take further steps was an acknowledgment by the Bank that more needs to be done to meet the increasingly sophisticated demands of middle-income countries.

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