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JaeBin AhnJaeBin Ahn is an economist at the IMF. Currently, he is in the Asia and Pacific department, covering ASEAN countries including Indonesia and Malaysia. Prior to this position, he was in the Research department at the IMF, conducting research on various systemic issues. Before joining the IMF’s Economist Program, he was a dissertation intern at the Federal Reserve Bank of New York. His area of research includes international trade and finance, with particular interests in deriving macroeconomic implications from micro-level theory and evidence. His research has been published in leading academic journals, and his most recent research focuses on the role of trade finance during the great trade collapse. He received his Ph.D. in Economics from Columbia University and his B.S. in Material Science from Yonsei University in Seoul, South Korea.

Jesse Anttila-HughesJesse Anttila-Hughes is an Assistant Professor of Applied Econometrics in the University of San Francisco’s Department of Economics. His research focuses on understanding the developmental impacts of the natural environment, particularly relating to environmental variability and climate change. His current research areas include: infant and maternal health impacts of the climate; adaptive responses to environmental risks; and determinants of the spread of environmental attitudes and ideas. Professor Anttila-Hughes received his Ph.D. in Sustainable Development from Columbia University in 2012 and his AB in physics from Harvard University in 2002. Prior to entering academia, he studied Chinese at Peking University in Beijing and worked for several years as a quantitative analyst in Citigroup’s investment bank.

Kaushik BasuKaushik Basu is Senior Vice President for Development Economics and Chief Economist of the World Bank. He was until recently the Chief Economic Adviser to the Government of India and is currently on leave from Cornell University where he is Professor of Economics and the C. Marks Professor of International Studies. Mr. Basu is a Fellow of the Econometric Society and won India’s Padma Bhushan award as well as the National Mahalanobis Memorial award. Mr. Basu’s contributions span development economics, welfare economics, industrial organization and game theory. In addition to Cornell, he has taught at the Delhi School of Economics, Harvard, Princeton and MIT. He has published widely, including 160 papers in refereed journals and scholarly volumes, and has contributed articles to many widely read magazines and newspapers. He has authored several books including Beyond the Invisible Hand: Groundwork for a new Economics (Princeton University Press and Penguin). Mr. Basu holds a PhD in economics from the London School of Economics. He is the second World Bank Chief Economist from a developing country and the first from India.

Jing CaiJing Cai is an assistant professor in the Department of Economics at the University of Michigan. She received her Ph.D. from the University of California at Berkeley in 2012. Her current research focuses on the role of social networks in information diffusion, adoption and impacts of new financial products in developing countries, impacts of tax incentives on firm behavior, and the effect of business network and political connections on firm performance.

Charles W. CalomirisCharles W. Calomiris is Henry Kaufman Professor of Financial Institutions at Columbia Business School and a Professor at Columbia’s School of International and Public Affairs. Professor Calomiris received a B.A. in economics from Yale University in 1979 and a Ph.D. in economics from Stanford University in 1985. He is the author of numerous books and academic articles in the areas of banking, corporate finance, financial history, monetary economics, and economic development. Professor Calomiris served on the International Financial Institution Advisory Commission, a Congressional commission to advise the U.S. government on the reform of the IMF, the World Bank, the regional development banks, and the WTO. He served as Academic Director of the Jerome Chazen Institute of International Business at Columbia Business School from 2004 through 2007. He is currently co-managing editor of the Journal of Financial Intermediation. Professor Calomiris has held numerous visiting appointments and fellowships, and received various research and teaching awards. In 2010, he was the Houblon-Norman Senior Fellow at the Bank of England and a Podlich Fellow at Claremont McKenna College. From May 2013-2014, he will be a visiting scholar at the research department of the International Monetary Fund.

Eduardo CavalloEduardo Cavallo is a Senior Economist at the Research Department of the Inter-American Development Bank (IDB) in Washington DC. Prior to re-joining the IDB, Eduardo was a Vice-President and Senior Latin American Economist for Goldman Sachs in New York. Eduardo had already worked at the IDB as a Research Economist between 2006 and 2010. He holds a Ph.D. in Public Policy and an MPP from Harvard University, and a B.A. in Economics from Universidad de San Andres, Argentina. He has been a research fellow at the Center for International Development (CID), a visiting scholar at the Federal Reserve Bank of Atlanta, a member of the faculty at the Kennedy School of Government’s Summer Program. In Argentina he co-founded Fundación Grupo Innova. His research interests are in the fields of international finance, natural disasters, and macroeconomics with a focus on Latin America. He has published in several academic journals, and is the co-editor of the IDB book Dealing with an International Credit Crunch: Policy Responses to Sudden Stops in Latin America.

Daniel ClarkeDaniel Clarke is a senior Disaster Risk Financing and Insurance (DRFI) specialist working for the World Bank-GFDRR DRFI Program. His role focuses on working with client countries towards efficient, cost-effective solutions for agricultural insurance and sovereign DRFI. Since 2006 he has worked with the World Bank on a wide range of projects ranging from sovereign DRFI in Mexico, Colombia, Indonesia, the Caribbean region and the Pacific region, to agricultural insurance in India and Mongolia. Before joining the World Bank as a staff member he spent four years working as a private sector actuarial consultant, followed by six years lecturing in financial mathematics and financial contracting in developing countries at the University of Oxford. Dr Clarke has a first class degree from Cambridge University in Mathematics in Computer Science and a D.Phil. in Economics from the University of Oxford, and is a Fellow of the Institute of Actuaries.

Jessica Lee CohenJessica Lee Cohen is Assistant Professor of Global Health at the Harvard School of Public Health, Non-Resident Fellow at the Brookings Institution, Burke Fellow at the Harvard Global Health Institute and Faculty Affiliate at the Harvard Center for International Development. She has conducted a number of randomized-controlled field trials in Africa related to appropriate treatment for malaria, technology adoption, behavior change messaging and pharmaceutical supply chains. She also has conducted research on financing vehicles to reduce aid volatility and the feasibility of malaria elimination. Other on-going work includes a randomized trial exploring the role of financial vehicles (such as savings accounts and insurance mechanisms) to encourage safe delivery and post-natal care in urban Kenya. Ms. Cohen is co-editor (with William Easterly) of the book “What Works in Development?: Thinking Big and Thinking Small” and her work has been published in journals such as the Quarterly Journal of Economics, the American Economic Review, the Lancet, PLoS One and Malaria Journal. Her work has been referenced in media such as the Economist, the Boston Globe, New York Times and Nature. She has advised the government of Zanzibar on its malaria control program and the Canadian International Development Agency on its child survival programs Ms. Cohen received her bachelor’s degree in economics from Wesleyan University and was a National Science Foundation Graduate Research Fellow at MIT, where she received her doctorate in economics.

Tito CordellaTito Cordella is a lead economist in World Bank Development Economics Group (DEC). Before joining the Bank, he worked at the International Monetary Fund alternating operational and research activities. He has published widely in trade, banking and international finance/development. He previously taught at Pompeu Fabra University in Barcelona and at the University of Bologna. An Italian national, he holds a PhD in Economics from the Université Catholique de Louvain, Belgium (European Doctoral Program).

Alan de BrauwAlan de Brauw is a Senior Research Fellow in the Markets, Trade, and Institutions Division. He has a Ph.D. in Agricultural and Resource Economics from the University of California at Davis; prior to joining IFPRI, he was an Assistant Professor of Economics at Williams College. His research has focused on understanding the evolution of rural labor markets in a developing economy and the effects of migration on source households; he has also conducted randomized and non-randomized evaluations of conditional cash transfer programs and agricultural interventions. His work has been published in journals such as the Journal of Development Economics, the American Journal of Agricultural Economics, the British Journal of Nutrition, and Economic Development and Cultural Change.

Asli Demirgüç-KuntAsli Demirgüç-Kunt is the Director of Research in the World Bank. After joining the Bank in 1989 as a Young Economist, she has held different positions, including Director of Development Policy, Chief Economist of Financial and Private Sector Development Network, and Senior Research Manager, doing research and advising on financial sector and private sector development issues. She is the lead author of World Bank Policy Research Report 2007, Finance for All? Policies and Pitfalls in Expanding Access. She has also created the World Bank’s Global Financial Development Report and directed the issues on Rethinking the Role of the State in Finance (2013), and Financial Inclusion (2014). She is the author of over 100 publications, she has published widely in academic journals. Her research has focused on the links between financial development and firm performance and economic development. Banking crises, financial regulation, access to financial services including SME finance are among her areas of research. Prior to coming to the Bank, she was an Economist at the Federal Reserve Bank of Cleveland. She holds a Ph.D. and M.A. in economics from the Ohio State University.

Stefan DerconStefan Dercon is Chief Economist at the Department for International Development, London. He is also Professor of Development Economics at the University of Oxford, associated to the Department of International Development and to the Centre for the Study of African Economies, Oxford. He is Professorial Fellow at Wolfson College. Previously, he has held positions teaching economics at Jesus College, Oxford, the University of Leuven (Belgium) and Addis Ababa University. He also acted as a Programme Director for the World Institute of Development Economics (WIDER), United Nations University. Stefan Dercon’s research has emphasized the application of microeconomics and statistics to the analysis of development problems. He has published in top general and field journals in economics and other disciplines on diverse topics, including risk and poverty, the foundations of growth in poor societies, agriculture and rural institutions, migration, political economy, childhood poverty, social and geographic mobility, micro-insurance, and measurement issues related to poverty and vulnerability. He has worked extensively in Ethiopia, Tanzania and India.

Shantayanan DevarajanShantayanan Devarajan is the Chief Economist of the World Bank’s Middle East and North Africa Region. Since joining the World Bank in 1991, he has been a Principal Economist and Research Manager for Public Economics in the Development Research Group, and the Chief Economist of the Human Development Network, of the South Asia Region, and of the Africa Region. He was the director of the World Development Report 2004, Making Services Work for Poor People. Before 1991, he was on the faculty of Harvard University’s John F. Kennedy School of Government. The author or co-author of over 100 publications, Mr. Devarajan’s research covers public economics, trade policy, natural resources and the environment, and general equilibrium modeling of developing countries. Born in Sri Lanka, Mr. Devarajan received his B.A. in mathematics from Princeton University and his Ph.D. in economics from the University of California, Berkeley.

Maya EdenMaya Eden is an economist in the Macroeconomics and Growth Team of the Development Research Group. She joined the group in August 2011, after completing a PhD in economics at MIT. She also holds a BSc in mathematics and economics from the Hebrew University of Jerusalem, Israel. Her research interests include international finance and macroeconomics.

Paul GlewwePaul Glewwe is Professor of Applied Economics at the University of Minnesota, where he teaches econometrics and microeconomic analysis of economic development. His research focuses on education in developing countries, especially the factors that determine academic outcomes in primary and secondary schools. He also conducts research on malnutrition, inequality and poverty in developing countries. He authored or edited four books on these topics, and has published over 35 articles in academic journals and over 20 chapters in academic books. His publications have appeared in American Economic Journal: Applied Economics, American Economic Review, Economic Development and Cultural Change, Handbook of Development Economics, Handbook of Economics of Education, Journal of Development Economics, Journal of Economic Literature, Journal of Economic Perspectives, Journal of Human Resources, Journal of Public Economics, and Review of Economics and Statistics. Before coming to the University of Minnesota in 1999, he was a senior research economist at the World Bank. He received his Ph. D. in Economics from Stanford University in 1985, and his B.A. in Economics from the University of Chicago in 1979.

Louise GroganLouise Grogan is an Associate Professor in the Department of Economics and Finance at the University of Guelph (Canada), and a Senior Research Fellow at the University of Central Asia. Louise’s work focuses on labor supply and intra-household resource allocation. Some recent projects examine how electrification impacts time use, fertility and labor market development, how social norms mitigate the wellbeing impacts of unemployment, how household formation rules drive the demand for sons, and how migration and remittances impact public goods provisions in Central Asia.

Stéphane HallegatteStéphane Hallegatte is senior economist with the World Bank, in the office of the chief economist of the Sustainable Development Network. His work includes green growth and climate change mitigation strategies, urban economics, and climate change adaptation and disaster risk management. He is lead author of the IPCC for its fifth assessment report. He also co-led the World Bank report “Inclusive Green Growth” in 2012, and is a core writing team member for the 2014 World Development Report “Managing Risks for Development.” Stephane Hallegatte holds an engineering degree from the Ecole Polytechnique and a PhD in economics from the Ecole des Hautes Etudes en Sciences Sociales in Paris.

Rachel Heath Rachel Heath is an Assistant Professor of Economics at the University of Washington in Seattle. Before joining the faculty at UW, she was a post-doc at the World Bank in the Human Development group of the Development Research group (DECHD). Her research examines labor markets in developing countries. In particular, she has focused on the expansion of manufacturing jobs (such as the garment industry in Bangladesh) in developing countries, looking at how workers are hired and the effects these job opportunities have on women. She holds a PhD in economics from Yale University and a BS in Economics from Duke University.

Ruth HillRuth Hill is a Senior Research Fellow in the Markets Trade and Institutions division of IFPRI. Ruth conducts research on rural markets in East Africa and South Asia, most recently focusing on formal and informal markets for insurance. She has worked on the design and implementation of index-insurance projects in Bangladesh, Ethiopia and India. Her work in Ethiopia and Bangladesh focuses on designing group-based index insurance schemes which combine group saving and lending with the purchase of formal insurance products. She also conducts research on market institutions and has been working with firms in Tanzania and farmers groups in Uganda to identify and implement interventions that improve the functioning of markets. Prior to joining IFPRI Ruth worked at the World Bank. She received a PhD in economics from the University of Oxford in 2005.

Yoko Kusunose Yoko Kusunose is an assistant professor at the University of Kentucky with a joint appointment between the departments of Agricultural Economics (primary) and Economics (secondary). Her research interests include weather-related risk in agriculture, agricultural industrial organization, nutrient management, and crop genetic diversity. Her dissertation work, completed in 2010 at the University of California, Davis, analyzed drought risk and vulnerability of dryland wheat farmers in Morocco.

Peter LanjouwPeter Lanjouw is a Research Manager of the Poverty Group in the Development Economics Research Group of the World Bank. He is also an Honorary Fellow of the Amsterdam Institute of International Development, Netherlands. He completed his Ph.D. in economics from the London School of Economics in 1992. From August 2003 until August 2005, he was a visiting scholar at the Agriculture and Resource Economics department at UC Berkeley, and he held the appointment of Professor of Economics at the VU University of Amsterdam between September 1998 and May 2000. He has taught in the Masters in Development Economics program at the University of Namur, Belgium and has also taught at the Foundation for the Advanced Study of International Development in Tokyo, Japan. His research focusses on various aspects of poverty and inequality measurement as well as on rural development issues.

Andrew LevinAndrew Levin is currently on leave from the Federal Reserve Board as a visiting scholar in the research department at the International Monetary Fund. From 2010 to 2012, he served as an adviser to the Board on monetary policy strategy and communications. Dr. Levin has a Ph.D. from Stanford and has published research papers in various journals including the American Economic Review, the Journal of Monetary Economics, the Journal of International Economics, and the Journal of Econometrics.

Oren LevintalOren Levintal is an assistant professor of economics at Bar-Ilan University, Israel. His research focuses on banking and macroeconomics with a particular interest in the macroeconomic consequences of aggregate bankruptcy risk. He is currently working on embedding bankruptcy risk in macroeconomic models to study financial stability policy. He holds a Phd in economics and LLB in law and economics from the Hebrew University of Jerusalem and a Master degree in economics from Tel-Aviv University. He was previously a Jean-Monnet Fellow at the Robert Schuman Centre for Advanced Studies, European University Institute.

Norman LoayzaNorman Loayza is Director of the 2014 World Development Report “Managing Risk for Development.” Previously he was Lead Economist in the Development Economics Research Group at the World Bank. A Peruvian national, he holds a Ph.D. in economics from Harvard University. His research has dealt with various areas of economic and social development, including economic growth, private and public saving, financial deepening, macroeconomic and microeconomic volatility and crisis, natural disasters, and crime and violence. He has edited 8 books and published about 40 papers in books and professional journals.

Leonardo Martinez Leonardo Martinez is an Economist at the IMF Institute for Capacity Development, where he teaches courses on fiscal policy, financial programming, inflation targeting, macroeconomic diagnostics, and financial market analysis. Leonardo first studied economics at the Universidad Nacional de Tucumán, and holds a Ph.D. in economics from the University of Rochester. Before joining the Institute in 2009, he worked at the U.S. Federal Reserve Bank of Richmond. His research focuses on sovereign risk, fiscal rules, sovereign debt and international reserves management, mortgage markets, and political economics. He has published in journals such as the Journal of International Economics, the International Economic Review, the Journal of Economic Theory, the Review of Economic Dynamics, Economics & Politics, the B.E Journal of Theoretical Economics, the International Economic Journal, and Economic Quarterly.

Mushfiq Mobarak Mushfiq Mobarak is an associate professor of economics at the Yale School of Management. He is a development economist with interests in environmental issues. Professor Mobarak has several ongoing research projects in Bangladesh, India, Malawi and Brazil. He conducts field experiments exploring ways to induce people in developing countries to adopt technologies or behaviors that are likely to be welfare improving. His research has been covered by the New York Times, the Economist, Science, NPR,, the Times of London, and other publications in Bangladesh, India, Singapore, and Brazil. Professor Mobarak co-chairs the Urban Services Initiative at the Jameel Poverty Action Lab (J-PAL) at MIT, and leads the Bangladesh Research Program for the ‘International Growth Centre (IGC)’ at LSE and Oxford. He has previously worked as an economist at the University of Colorado at Boulder, the World Bank, and at the International Monetary Fund. Professor Mobarak advises several PhD economics candidates working on development issues, and he won the 2006 Most Outstanding Faculty Advisor Award at the University of Colorado. He teaches MBA courses focused on the challenges to doing for-profit or non-profit business in developing countries and on marketing products and behaviors to poor consumers. He also leads Yale SOM ‘international experience’ trips to developing countries.

Ilan NoyIlan Noy is an Associate Professor of Economics at the University of Hawaii and Victoria Business School in Wellington, New Zealand. His research focuses mostly on the reasons for financial crises and their impacts, on capital flows and capital controls, and the economics of natural disasters. He has consulted for Japan International Cooperation Agency (JICA), Inter-American Development Bank, Association for South-East Asian Nations (ASEAN), and the Copenhagen Consensus Project. His website:

Jean-Philippe PlatteauJean-Philippe Platteau is Professor of economics at the University of Oxford and at the University of Namur (Belgium) where he also belongs to the CRED (Centre for Research in Economic Development) which he has founded together with his colleague Jean-Marie Baland. His main field is development economics and most of his work has been concerned with the understanding of the role of institutions in economic development, and the processes of institutional change. The influence of non-economic factors and various frontier issues at the interface between economics and sociology are a central focus of his research projects. He has written numerous articles in academic journals and published several books, including Halting Degradation of Natural Resources—Is There a Role for Rural Communities? (Oxford : Clarendon Press, 1995) with J.M. Baland, Institutions, Social Norms, and Economic Development (Harwood Publishers and Routledge, London, 2000), Culture and Development: New Insights Into an Old Debate (Routledge, London, 2010). His last book (in preparation) is on The Political Economy of Religion—Is Islam a Special Problem.

Steven RaphaelSteven Raphael is Professor of Public Policy at UC Berkeley. His research focuses on the economics of low-wage labor markets, housing, and the economics of crime and corrections. His most recent research focuses on the social consequences of the large increases in U.S. incarceration rates. He also works on the economics immigration, racial inequality, labor unions, social insurance policies, homelessness, and low-income housing. Raphael holds a Ph.D. in economics from UC Berkeley.

Martin RavallionMartin Ravallion holds the Edmond D. Villani Chair of Economics at Georgetown University. Prior to joining Georgetown in December 2012 he was Director of the World Bank’s research department, the Development Research Group. He joined the Bank in 1988 and worked in almost all sectors and all regions over the following 24 years. Prior to joining the Bank, Martin was on the faculty of the Australian National University. He holds a Ph.D. in economics from the London School of Economics, and has taught economics at L.S.E., Oxford University, the Australian National University and Princeton University. Martin’s main research interests over the last 25 years have concerned poverty and policies for fighting it. He has advised numerous governments and international agencies on this topic, and he has written extensively on this and other subjects in economics, including three books and 200 papers in scholarly journals and edited volumes. He currently serves on the Editorial Boards of ten economics journals, is a Senior Fellow of the Bureau for Research in Economic Analysis of Development, a Founding Council Member of the Society for the Study of Economic Inequality and a Research Associate of the National Bureau of Economic Research, USA. Amongst various prizes and awards, in 2012 he was awarded the John Kenneth Galbraith Prize from the American Agricultural and Applied Economics Association.

Marc RockmoreMarc Rockmore is an Assistant Professor of Economics at Clark University. His research relates to the effects of risks and shocks. Much of his current work focuses on the consequences of conflict for the development process. In particular, he examines the effects of insecurity on economic behavior relative to the effect of exposure to violence and the lasting effects of exposure to traumatic events on post-conflict development. He received a Ph.D from Cornell University in 2012, an M.A. from Yale University in 2004 and a B.A. from Swarthmore College in 2001.

Ernesto SchargrodskyErnesto Schargrodsky received his Ph. D. in Economics from Harvard University in 1998. He is the President of Universidad Torcuato Di Tella in Buenos Aires, Argentina. Previously, he was the Dean of Di Tella Business School. He has been the Edward Laroque Tinker Visiting Professor at Stanford University and the De Fortabat Visiting Scholar at Harvard University. His research includes studies of the impact of police deployment on crime, the effect of the privatization of water companies on child mortality, the analysis of popular support for privatizations, the relationship between bureaucratic wages and corruption, the effect of mandatory military service on crime, the impact on recidivism of the use of electronic monitoring devices instead of incarceration, and the effects of awarding land titles to squatters. His work has been published at the American Economic Review, Journal of Political Economy, Quarterly Journal of Economics, American Economic Journal: Applied Economics, Journal of Law and Economics, Journal of Public Economics, and Journal of Development Economics, inter alia, and has been discussed at The Economist, Financial Times and Wall Street Journal. He has been awarded fellowships, grants and prizes from Harvard University, Stanford University, Inter-American Development Bank, World Bank, United Nations, Ministry of Science and Technology of Argentina, Ministry of Education of Argentina, National Academy of Economic Sciences of Argentina. Tinker Foundation, International Finance Corporation, Financial Times, PREAL, CONICET of Argentina, Corporación Andina de Fomento, Ronald Coase Institute, Lincoln Institute, and the Global Development Network.

Sergio SchmuklerSergio Schmukler is Lead Economist at the World Bank Research Department. He obtained his Ph.D. from U.C. Berkeley in 1997, when he joined the World Bank. He has also been Treasurer of LACEA-the Latin America and Caribbean Economic Association (since 2004), Associate Editor of the Journal of Development Economics (2001-2004), taught at the Department of Economics, University of Maryland (1999-2003), and worked at the International Monetary Fund Research Department (2004-2005). Previously, he worked at the U.S. Federal Reserve Board, the Inter-American Development Bank Research Department, and the Argentine Central Bank. His research area is international finance and international financial markets and institutions. He has published many articles in leading academic journals and edited volumes on emerging market finance, financial globalization, financial crises and contagion, financial development, and institutional investors. He also co-authored and edited four books published by Elsevier, McGraw Hill, Stanford University Press, and the World Bank.

Luis ServénLuis Servén is Research Manager for Macroeconomics and Growth in the Development Research Group. After joining the Bank in 1988, he worked at the Research department, and between 1999 and 2004 he managed the regional research program on Latin America and the Caribbean. Prior to joining the Bank he worked as a senior researcher at FEDEA and taught at the Universidad Complutense of Madrid, MIT and CEMFI. His recent research focuses on open economy macroeconomics, fiscal policy and growth, exchange rate regimes, international portfolio diversification, saving and investment determinants, and microeconomic regulation and growth. He holds a Bachelor in Economics from the Universidad Complutense de Madrid and a Ph.D. in Economics from the Massachusetts Institute of Technology.

Sailesh TiwariSailesh Tiwari is an Economist in the Poverty Reduction and Economic Management Unit of the World Bank. His recent work is broadly focused on food security and nutrition, shocks and vulnerability and the measurement and analysis of poverty and inequality. His recent articles have been published in the World Bank Economic Review and used as background paper for the most recent World Development Report on Jobs. Previously, Sailesh worked as a junior country economist for Nepal where he was responsible for monitoring the country’s overall macroeconomic framework and supporting the broad reform agenda. He holds a BA in Economics from Connecticut College, an MSc in Finance and Economics from the London School of Economics and Political Science and an MA and a PhD in Economics from Brown University.

Jeremy TobacmanJeremy Tobacman is an Assistant Professor at the Wharton School of the University of Pennsylvania in the Department of Business Economics and Public Policy. He studies behavioral economics and household finance, with a focus on low-income households. In a series of papers, Jeremy has found that psychologically-informed models of intertemporal choice help to explain patterns of simultaneous mid-life wealth accumulation and credit card borrowing in the United States. One line of ongoing work investigates why people borrow on payday loans and measures the individual-level effects of access to payday loan credit. A second major continuing project analyzes the design, adoption, and consequences of a retail rainfall insurance product in India. Jeremy is an NBER Faculty Research Fellow, and previously he was a Postdoctoral Research Fellow at the Department of Economics and Nuffield College, University of Oxford. He earned his Ph.D. in Economics from Harvard University.

hristopher UdryChristopher Udry is the Henry J. Heinz, II Professor of Economics at Yale University. He is a development economist whose research focuses on rural economic activity in Sub-Saharan Africa. He has conducted extensive field research in West Africa on technological change in agriculture, the use of financial markets, asset accumulation and gift exchange to cope with risk, gender relations and the structure of household economies, property rights and a variety of other aspects of rural economic organization. He spent two years as a secondary school teacher in northern Ghana, and has been a visiting scholar at Ahmadu Bello University in Nigeria and at the University of Ghana at Legon. At Yale, Udry has directed the Economic Growth Center, chaired the Council on African Studies and served as the Chair of the Department of Economics. He teaches graduate courses on development economics, and undergraduate courses on Economic Development in Africa and Introduction to Microeconomics.

Andrés Zambrano Andrés Zambrano is currently an Assistant Professor of the Department of Economics at Universidad de los Andes in Bogota, Colombia. He holds a Ph.D in Economics and a M.A. in Economics from UCLA, as well as a M.A. and a B.A. in Economics from Universidad del Rosario, Colombia. His research interests are in the areas of Information Economics and Intertemporal Choice. He has published a number of articles on health economics and rural poverty, and has recently worked on self-insurance under incomplete markets and conflict, crime and incentives for innovation.

Andrew Zeitlin Andrew Zeitlin is an Assistant Professor at the Georgetown Public Policy Institute and a Postdoctoral Research Fellow at the Center for Global Development. He is also a Research Associate at Oxford University’s Centre for the Study of African Economies and the Lead Academic for the International Growth Centre’s Rwanda Program. Andrew received his D.Phil. (Ph.D.) from Oxford University. Andrew’s research applies field and laboratory experimental methods to study two broad topics: individual decision-making under conditions of uncertainty, and the interplay between social preferences and external incentives in motivating public service delivery. Recent and ongoing projects include studies of agricultural technology adoption in Ghana, health insurance in Kenya, public service delivery in Uganda, and property rights in urban Tanzania.

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