Module 8 - Commercial Banks Entering Rural Markets

Selected Readings

Asterisk (*) at the end of a reference indicates that it is available on the Web. See Appendix 1 for a full list of Websites.

AFRACA (African Rural Credit and Agricultural Association). 2003. The Role of Commercial Banks in Rural Finance. Nairobi: AFRACA.

The Banker. February 2005 issue. Malloch-Brown, M. “Microfinance Joins the Mainstream,” p. 12. “Banks Can Reach Out to the Poor,” p. 6. (No author listed on website)

De Gobbi, M. S. 2003. “The Role of a Professional Association in Mutual Microfinance: The Case of Madagascar.” Geneva: International Labour Organization (ILO), Social Finance Program.

DFID (Department for International Development, UK). 2005. “Banking the Underserved: New Opportunities for Commercial Banks.” Policy Division Working Paper. Financial Sector Team, Policy Division. DFID, London. http://www.dfid.gov.uk/pubs/files/banking-underserved.pdf *

Gutin, J., and R. Young. 2005. “Khan Bank, the Agricultural Bank of Mongolia.” January.

Harper, M. 2004. “Should a Commercial Bank Enter the Micro-Finance Market?”

Kilkenny, M., and R. W. Jolly. 2005. “Are Rural Credit Markets Competitive? Is There Room for Competition in Rural Credit Market? Choices (20)1. http://www.choicesmagazine.org/2005-1/2005-1.pdf. *

Lopez, C., and E. Rhyne. 2003. “The Service Company Model: A New Strategy for Commercial Banks in Microfinance.” ACCIÓN Insight 6 (September 2003). www.accion.org/micro_pubs_list.asp.

Meyer, R. 2005. “Brazil’s Banks Adjust View of Their Market.” Online lesson, Rural Finance Learning Centre. http://www.ruralfinance.org/servlet/CDSServlet?status=ND01NDE4LjE5ODYzJjY9ZW4mMzM9ZGlnZXN0JjM3PWluZm8~*

References Cited

ACCION. www.accion.org/about_where_we_work_program.asp_Q_T_E_17.*

Buchanau, J. and Hidalgo A. 2003. “Servicios financieros privados en el área rural de América Latina: situación y perspectivas.” In Desarrollo territorial rural en América Latina y el Caribe: manejo sostenible de recursos naturales, acceso a tierras y finanzas rurales, Inter American Development Bank, Washington, DC. http://www.iadb.org/sds/publication/publication_2567_s.htm.

Fraslin, J. H. 2003. “CECAM: A Cooperative Agricultural Financial Institution Providing Credit Adapted to Farmers’ Demand in Madagascar.” Paper presented at Paving the Way Forward for Rural Finance: An International Conference on Best Practices, sponsored by USAID and hosted by BASIS CRSP partner, World Council of Credit Unions, Washington, DC.

Havers, M., 2003. “Micro Enterprise and Small Business Leasing–Lessons from Pakistan.” Small Enterprise Development Journal 10(3).