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Community Financing

Resource Mobilization | Community Financing | General RevenuesSocial Insurance | Private Insurance | User Fees

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Community-based health financing is an umbrella term that refers to different mechanisms of mobilizing resources for health care. Such mechanisms as micro-insurance, community health fund, mutual health organizations, community financing, revolving drugs funds, community involvement in user fee management have all been referred to as community-based financing.

Community- based health care financing (CF) mechanisms play an increasingly important role in the health system of many low and middle-income countries. The expectation is that CF mechanisms reach population groups that government and market-based health financing arrangements do not. Populations with low income, obtaining their subsistence from the informal sector (urban and rural) and/or socially excluded groups (due to cultural factors, physical or mental disability, other chronic illness) are often not able to take advantage of government and/or market based health care financing arrangements. Thus, CF has been attracting widespread attention for its potential to provide these population groups with increased financial protection and access to health care.

The Bank participated in the work of Working Group 3 for the WHO Commission on Macroeconomics and Health. Working Group 3 assesses the impact of financing mechanisms for non-sector and community based assets. The Bank in collaboration with ILO is coordinating a re-insurance project and authoring a book on reinsurance for micro-insurance schemes. 

Forthcoming books by the World Bank, include:

This site aims to be a clearing house of information, knowledge, and activities generated within the World Bank and other organizations related to community-based health financing.