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(A Proposal to Evaluate) the Impact of CrediAmigo and the Expansion of Access to Financial Services in Brazil

Sponsor: Poverty Reduction and Economic Management Network


Paper: An Evaluation of the Impact of CrediAmigo and the Expansion of Access to Financial Services in Brazil (187kb PDF)
Thursday, November 11th
12.30 - 2.00 pm
Room MC2-520

Presenter: Emmanuel Skoufias (LCSPP)

Emmanuel Skoufias will present the proposed plan to evaluate the impact of delivering credit to microentrepreneurs in the Northeast region of Brazil, the poorest region of the country. The program evaluated is the CrediAmigo (CA) program of Banco do Nordeste, the largest microfinance program in Brazil. In May 2000, the World Bank provided a US$50 million loan to strengthen CrediAmigo’s capacity to grow and become sustainable. The main objectives of the proposed study are to:

  1. determine the business-level and household-level impact of access to small loans by credit-constrained micro-entrepreneurs;
  2. learn more about the type of client who joins (and who does not), the market size of microcredit, and how the program’s outreach to the poor can be improved;
  3. evaluate the targeting of the program among the poor households in the Northeast region of Brazil.

The presentation will go over (i) the experimental design that has been agreed upon with CrediAmigo, and (ii) the potential benefits of this evaluation for governments, donors and other international agencies supporting microfinance initiatives.

Materials from this event are offered in the highlight box to the right. Use the free Adobe Acrobat Reader to view the PDF files.

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