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Housing Subsidies: Who Gets What and Why It Matters

Thursday, March 12, 2009
9:00 am - 12:30 pm

This session dealt with the highly charged issue of the distribution of housing subsidies in many of the countries where we work.  It explored a framework for identifying and measuring the flow of financial and real-sector subsidies to various beneficiaries – land owners, developers, financial institutions, and residents identifying the relative merits and limitations of different subsidies and diagnostic approaches.

The session also discussed how the distributional pattern of subsidies and differences across the homeownership and rental sub-sectors affects the operation of land and housing markets. 

Video of sessions: Presentation by Marja Hoek-SmitPresentations, commentary and discussion  (.wmv files)


Sonia Hammam, Sector Manager, Jakarta, East Asia and Pacific, World Bank

Marja Hoek-Smit
, Director, International Housing Finance Program, Samuel Zell & Robert Lurie Real Estate Center, The Wharton School, University of Pennsylvania
Presentation (pdf)

Marja Hoek-Smit has served as a consultant to the World Bank, International Monetary Fund, USAID, the United Nations, the Inter-American Development Bank, as well as several governments and private financial institutions. Recent consulting activities include the analysis and/or design of alternative housing finance and subsidy programs for the governments of Brazil, Mexico, Indonesia, Barbados, Trinidad & Tobago, and Suriname, the development of a comprehensive housing strategy and subsidy system for the Government of Indonesia, urban housing market studies in Thailand, South Africa, Botswana and Tanzania, and the development of participatory approaches for urban and housing development for the governments of Sri Lanka, Indonesia, and South Africa.

Featuring commentary and discussion by:

  • Ellen Hamilton, Sr. Urban Planner, LCSUW - Russia and Eastern Europe  |  Presentation (pdf)
  • Angelica Nunez del Campo, Urban Specialist, LCSUW -- Mexico  |  Presentation (pdf)
  • Anthony Bigio - Sr. Housing Specialist, MNSSD - Morocco  

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