|     
Organized by the World Bank, CGAP Working Group on Microinsurance, Munich Re Foundation, MicroInsurance Centre, Superintendencia de Seguros Privados (SUSEP)-Brazil, Association of Insurance Supervisors of Latin America (ASSAL), Insurance Association of Brazil (FENASEG), Federacion de Aseguradores Colombianos (FASECOLDA), and Inter American Federation of Insurance Companies (FIDES) Regional Workshop on Access to Insurance for the Poor May 7-8, 2007 Sheraton Rio Hotel and Towers, Rio de Janeiro, Brazil AGENDA Sunday, May 6th, 2007 6:00-8:00pm Welcoming Reception and Cocktail, Sheraton Rio Hotel, Trampolim Terrace. All participants are welcome. Monday, May 7th, 2007 8:00am Registration and distribution of conference materials, lobby outside of Gavea Ballroom. Plenary sessions will take place in Gavea Room, Sheraton Rio Hotel 8:30-9:00am Welcome and Opening Remarks. Otávio Ribeiro Damaso, Secretário de Política Econômica Interino do Ministério da Fazenda, Government of Brazil 9:00-10:30am Plenary Session 1: Introduction to Microfinance. Chair: Dirk Reinhard, Vice Chairman, Munich Re Foundation. What is Microinsurance? And how is it different from conventional insurance? What are the characteristics of the customers of this market? Who are the key stakeholders? Craig Churchill, Social Finance Program, Employment Sector, International Labour Organization, and Chair, CGAP Working Group on Microinsurance (Click here to view presentation in English, Español) Why Microinsurance? What is the economic rationale for microinsurance and its role in the market? Olivier Mahul, Senior Insurance Specialist, Financial Markets for Social Safety Nets, World Bank (Click here to view the presentation in English) What are the major challenges to improving access to insurance for low-income households in terms of distribution channels, client servicing, and regulatory constraints? How are these challenges overcome? Michael J. McCord, President, The MicroInsurance Centre, LLC (Click here to view presentation in English, Español, Português)
10:30-11:00am Coffee Break 11:00-12:30pm Plenary Session 2: Challenges for Expanding Access to Insurance for the Poor--Latin American Perspectives. Chair: Manuel Aguilera Verduzco, President, Comision Nacional de Seguros y Fianzas, Mexico, and Vice President, Association of Insurance Supervisors of Latin America. Microinsurance in Brazil. Regina Lidia Giordano Simoes, Coordinator for International Affairs, and Member of the IAIS-CGAP Joint Working Group on Microinsurance, Superintendencia de Seguros Privados (SUSEP), Ministerio da Fazenda, Brazil (Click here to view presentation in English, Español, Português) Microinsurance in Bolivia. Carlos Rodriguez, Executive Director, Centro AFIN, Bolivia (Click here to view presentation in Español) Role of the Reinsurer in Latin America. Stefan Mosel, Executive Manager, Latin America South Department, Munich Reinsurance (Click here to view presentation in English, Español)
12:30-2:00pm Lunch, Carrioca Terrace, Sheraton Rio Hotel 2:00-3:30pm Plenary Session 3: Perspectives on the Experience of CARD Mutual Benefit Association (MBA). Moderator: Michael J. McCord, President, MicroInsurance Centre LLC Perspective from the Delivery Channel: What were CARD's early experiences with insurance? Why and how did it ultimately create a mutual benefit association? Aris Alip, Founder and Chairman, CARD (Click here to view presentation in English, Español) Perspective from the Risk Carrier: How has the mutual benefit association enabled better and more sustainable benefits? What have been the main differences of opinion between the risk-carrier and delivery channel? Alex Dimaculangan, General Manager, CARD MBA (Click here to view presentation in English, Español)
3:30-4:00pm Coffee Break 4:00-4:30pm Plenary Session 4: Introduction to Working Case Studies and Preparation for Smaller Group Discussions, in full plenary. A facilitator will introduce two business cases: one from a Latin American microinsurer, and the other from AIG, Uganda. The case studies will give participants an opportunity to work in small groups that include various stakeholders, such as regulators, insurers, technical assistance providers, etc. It will also provide an opportunity to apply the concepts from the workshop to real business scenarios. (Click here to view AIG-UGANDA Case Study in English, Português, Español) (Click here to view CRUZ SALUD-VENEZUELA Case Study in English, Español) 4:30-5:45pm Breakout Session on the Case Studies. Participants will break into four smaller groups. Two groups will address the Latin American business case, and two groups will address the AIG-Uganda case. On the following day, the groups will switch cases, so that everyone has an opportunity to participate in both. Participants will be divided into four groups and will move to the following rooms: Group A: Gavea Ballroom Group B: Leblon Room Group C: Ipanema Room Group D: Copacabana Room
5:45-6:00pm Plenary Conclusion to the Day. Gavea Ballroom. 6:30-9:30pm Cocktail and Dinner, Hosted by FENASEG (Insurance Association of Brazil). Dinner will be held in Gavea Ballroom B at the Sheraton Rio Hotel. Tuesday, May 8th, 2007 Plenary session in Gavea Ballroom, Sheraton Rio Hotel. 9:00-10:30am Plenary Session 5: Perspectives on the Experience of VELUGU/IKP India, a Community-based Insurance Model. In operation since 2003, the VELUGU/IKP program insures approximately 2 million lives, and it expands continuously. It uses "smart subsidies" to build market infrastructure for the insurers to deliver their products. Perspective from the Delivery Channel and Servicer: What have been the most cost-effective and efficient channels? What are the merits of contracting-out to community-based organizations or using the staff of the insurer? What are the alternatives? M. Raghunandan Rao, Project Director, District Rural Development Agency, Andhra Pradesh, India (Click here to view presentation with embedded video in English) Perspective from the Donor: What has been the role of donors in facilitating the expansion of access to insurance? Vijay Kalavakonda, Insurance Specialist, Financial Markets for Social Safety Net, World Bank (Click here to view presentation in English)
10:30-11:00am Coffee Break 11:00-12:30pm Breakout Session on the Case Studies (Continuation from May 7th) Participants will break into four smaller groups. Two groups will address the Latin American business case, and two groups will address the AIG-Uganda case. Participants will address the case that they did not address on May 7th. (Click here to view AIG-UGANDA Case Study in English, Português, Español) (Click here to view CRUZ SALUD-VENEZUELA Case Study in English, Español) Participants will be divided into four groups and will move to the following rooms: Group A: Gavea Ballroom Group B: Leblon Room Group C: Ipanema Room Group D: Copacabana Room
12:30-2:00pm Lunch, Carrioca Terrace, Sheraton Rio Hotel 2:00-3:30pm Breakout Session 6: Parallel Discussions of Different Stakeholders. Participants will move to smaller breakout rooms in the hotel. Session 6a (Gavea Ballroom): The Role of Insurers and Reinsurers in Expanding Access to Insurance. Facilitator: Rodolfo Wehrhahn, Managing Director for Latin America, Transamerica Reinsurance. (Click here for discussion points for this group in English, Português, Español) (Click here for notes from this discussion). This breakout session will offer a facilitated discussion for participants from insurance and reinsurance companies, and insurance associations, to consider the opportunities and challenges ahead in microinsurance. Session 6b (Leblon Room): The Role of Distribution Channels in Expanding Access to Insurance. Facilitator: Craig Churchill, Social Finance Program, Employment Sector, International Labour Organization, and Chair, CGAP Working Group on Microinsurance. (Click here for notes from this discussion). In this breakout group, participants with a background in insurance distribution and claims management will discuss the obstacles to expanding microinsurance, and the road ahead. Session 6c (Ipanema Room): The Role of Regulation, Supervision and Policy in Expanding Access to Insurance. Facilitator: Arup Chatterjee, International Association of Insurance Supervisors. (Click here for background reading: "Issues in the Regulation and Supervision of Microinsurance," by IAIS and CGAP Working Group on Microinsurance, Click here for discussion points for this group in English, Português, Español). In this breakout session, supervisors and regulators will gather to address some common questions: What can regulators and policymakers do to strengthen the enabling environment for broader insurance coverage for the poor? What lessons have been learned around the world?
3:30-4:00pm Coffee Break Participants will return to the Gavea Ballroom 4:00-5:45pm Plenary Session 7: Presentation of Small Group Findings and Recommendations with spokespeople from the prior breakout sessions. 5:45-6:00pm Concluding Remarks and Closing |
RSS